Welcome to the Information Website for the McCullough v. NJM Class Action Settlement.

If your leased vehicle was totaled while insured by New Jersey Manufacturers Insurance Company from March 19, 2015 to August 6, 2025, you may be entitled to a cash payment for sales tax.

A Settlement has been reached in a class action lawsuit entitled McCullough, et al. v. New Jersey Manufacturers Ins. Co., Docket No. MER-L-001401-20, which is pending in the Superior Court of New Jersey Law Division – Mercer County. The Lawsuit claims that New Jersey Manufacturers Insurance Company (“NJM”) underpaid sales taxes allegedly owed to certain insured lessees of certain leased vehicles when settling those insureds’ total loss claims. NJM denies all claims asserted in the Lawsuit and denies all wrongdoing and liability of any kind. The Court did not rule in favor of Plaintiff or NJM. Instead, the parties agreed to a Settlement.

Members of the Settlement Class who submit a valid and timely Claim Form are eligible for payment of full estimated “Leased Vehicle Sales Tax Payment” at the applicable state rate based on the policy address and date of loss.

The Court must decide whether to finally approve the Settlement, attorneys’ fees, expenses, and Service Awards. No Settlement benefits will be provided unless the Court finally approves the Settlement. If it does, and if any appeals are resolved in favor of the Settlement, then money will be distributed to those who submit a valid and timely Claim Form and qualify for payment. Please be patient.

If you are a Settlement Class Member, this lawsuit affects your rights whether you act or don’t act. These rights and options—and the deadlines to exercise them—are explained on this website. Please read carefully.


Your Legal Rights and Options

Submit a Claim Form by November 15, 2025

The only way to receive a Settlement Class Member payment is to submit a timely and valid Claim Form.

Exclude Yourself by October 1, 2025

If you opt-out of the Settlement, you will receive no Settlement Class Member payment but will keep any right you may have to file your own lawsuit against the Released Persons about the Released Claims as part of the Settlement.

Object to the Settlement by October 1, 2025

If you do not opt-out of the Settlement, you can tell the Court why you do not agree with the Settlement. You will still be bound by the Settlement if the Court finally approves it.

Do Nothing

You will be bound by the Settlement and any Court orders and will not be eligible to receive a Settlement